Posted in Life Hacks on March 5, 2020
Life hacks are a popular concept these days. Who isn’t looking for a more convenient way to live their life, and accomplish their goals, after all? While some life hacks that you’ll find on the web today won’t appeal to you, it’s pretty fair to say that most of us could do with some tips and tricks that will help us to save more money on a daily basis.
If you’ve been searching for a better way to make the most of your cash lately, these quick hacks could give you everything you need to change your financial situation for the better.
We know, the idea of calling your energy company or insurance vendor is enough to fill many people with a sense of frustration and rage. However, sometimes talking to a rep about your policy can be the best way to get a discount on what you’re paying. Speaking to the team about what you can do to bring down the cost of your bills is a great way to get access to discounts and offers that you simply couldn’t access on your own.
If you’re willing to tell the companies that you buy from that you’re happy to go elsewhere if they can’t give you a discount (and you mean it) then you’ll be even more likely to get the deal that you’ve been looking for.
Most of us already have an email address that we use for personal things and an email address for work. However, you could be missing out if you don’t have another inbox put aside for your subscriptions to business newsletters. Subscribing to a newsletter with your favorite companies can give you instant access to information about upcoming sales and discounts.
If you have a separate email address for these messages, you can make sure that your other addresses don’t get clogged up with too much clutter. What’s more, you can commit to only checking your offers inbox when you know you have money, so you’re not tempted to spend more than you have.
It’s time to stop paying extra money for the pretty packaging that you see from your favorite brands. More often than not, it’s the marketing that grabs your attention with those more expensive products – not the ingredients that are actually in them. If you commit to switching out a few of the products that you buy regularly with the store’s own versions every month, you’ll be surprised how easy it is to switch to other providers.
If you need help convincing your kids to make the change, just keep the old boxes and containers of the brands they like and place the contents of the store-brand option into them instead. Most of the time, they’ll be none the wiser.
One of the best things about shopping online, is how easy it can be to make a purchase. There are companies and websites out there where all you need to do is enter your payment details once, and you can make a purchase with just a single click. However, this also means that you’re more tempted to make purchases without thinking – particularly in those moments when you’re feeling frivolous. To stop yourself from making any dangerous purchases when you’re window shopping, delete your credit and debit card information.
You should be able to do this by going into the profile settings on the sites that you usually shop with. This way, whenever you’re tempted to buy something, you’ll need to go and track down your credit details, so you’ll also have more time to think about whether you really need whatever you’re buying.
Sometimes, the best thing you can do to make more money in the long-term, is spend a little bit now. Investing in yourself by taking out a loan for a new car isn’t a bad idea if it means that you can apply for more high-paying jobs or grab the promotion of your dreams.
Rather than constantly telling yourself that you can’t afford anything, consider the big picture with every purchase that you’re going to make. Ask yourself which investments are going to be worth it in the long term, and give yourself the permission to spend money when it means positive returns for you in the future.