How it Works

Choose Your Loan Amount

To get started, just choose how much you’d like to borrow. Adherents offers loans from $100 to $5,000, for any purpose. You will then need to fill in your email address and zip code in order for us to begin your online application.

Fill In Our Application Form

You will now be presented with our application form. On it, we only ask the most basic details of you so we can determine if you’re eligible for a loan. Personal information such as your name, address and zip code along with information we’ll use to gauge affordability such as your salary, outgoings and how/when you’re paid.

Review Loan Offer

Once you have submitted your application form you’ll be presented with a loan offer and associated terms/conditions. This loan offer may be less than you requested and will be determined based on the information you have entered in your application form.

Accept the Offer

Once the loan offer has been presented to you then you can choose if you wish to accept it. You are under no obligation to accept any loan offer presented to you, the choice is yours.

Cash In Your Bank

Should you choose to go ahead with the loan terms offered to you, the loan amount will be wired to your designated checking account. This typically happens same day but please allow one business day for receipt of funds and keep in mine transfer times may vary depending on your banks policies. Transfer times may also be slower at weekends or on public holidays.